{"id":2035,"date":"2025-11-20T00:13:45","date_gmt":"2025-11-19T17:13:45","guid":{"rendered":"https:\/\/banjoo.id\/blog\/?p=2035"},"modified":"2025-11-20T00:13:51","modified_gmt":"2025-11-19T17:13:51","slug":"simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap","status":"publish","type":"post","link":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/","title":{"rendered":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>JAKARTA<\/strong> &#8211; Melakukan transfer dana antar-bank merupakan rutinitas yang tidak terpisahkan dari aktivitas finansial masyarakat modern.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk menjamin kelancaran dan ketepatan transaksi, setiap warga negara perlu mengetahui kode bank tujuan berupa tiga digit angka unik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kode ini bertindak sebagai alamat digital yang mengidentifikasi bank penerima, memastikan dana kiriman sampai ke rekening yang benar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Setiap bank yang beroperasi di Indonesia, mulai dari bank umum milik negara hingga bank swasta dan bank daerah, memiliki kode bank yang berbeda-beda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Apa Itu Kode Bank?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Definisi<\/strong>: Kode bank adalah kombinasi tiga digit angka yang berfungsi sebagai identitas unik setiap institusi perbankan di Indonesia dalam sistem transfer elektronik.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fungsi Utama<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mengidentifikasi bank penerima dalam transaksi antar-bank<\/li>\n\n\n\n<li>Memvalidasi jalur transfer dana secara otomatis<\/li>\n\n\n\n<li>Memastikan dana sampai ke institusi yang tepat<\/li>\n\n\n\n<li>Mempercepat proses routing transaksi elektronik<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cara Kerja<\/strong>: Ketika melakukan transfer antar-bank, sistem akan membaca kode bank untuk mengarahkan dana ke institusi tujuan. Tanpa kode yang benar, sistem tidak dapat mengidentifikasi bank penerima dan transaksi akan ditolak secara otomatis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Regulasi<\/strong>: Kode bank di Indonesia diatur dan distandarisasi oleh Bank Indonesia untuk memastikan integrasi sistem perbankan nasional. Setiap bank yang mendapat izin operasional dari Otoritas Jasa Keuangan (<a href=\"#\">OJK<\/a>) akan diberikan kode unik yang tidak boleh sama dengan institusi lain.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kapan Kode Bank Diperlukan?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer via ATM<\/strong>: Saat menggunakan Anjungan Tunai Mandiri untuk transfer antar-bank, pengguna wajib memasukkan kode bank penerima sebelum mengetikkan nomor rekening tujuan. Format umumnya: [Kode Bank] + [Nomor Rekening].<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contoh: Transfer ke BCA dengan rekening 1234567890 = 014 + 1234567890<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer via Internet\/Mobile Banking<\/strong>: Meskipun aplikasi modern sering menyederhanakan dengan dropdown pemilihan bank, sistem tetap menggunakan kode bank di background untuk routing transaksi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sistem Kliring dan RTGS<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Real Time Gross Settlement (RTGS)<\/strong>: Transfer besar dengan nominal minimal Rp100 juta menggunakan kode bank untuk identifikasi cepat<\/li>\n\n\n\n<li><strong>Sistem Kliring Nasional (SKN)<\/strong>: Transfer reguler dengan proses batch menggunakan kode untuk validasi<\/li>\n\n\n\n<li><strong>BI-Fast<\/strong>: Sistem real-time Bank Indonesia menggunakan kode untuk routing instan<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pembayaran Virtual Account<\/strong>: Platform e-commerce atau marketplace yang menggunakan virtual account dari berbagai bank memerlukan kode bank untuk memvalidasi pembayaran lintas institusi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer via Kantor Cabang<\/strong>: Transaksi manual di teller bank juga memerlukan kode bank tujuan untuk pemrosesan sistem internal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kapan Kode Bank Tidak Diperlukan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer Sesama Bank<\/strong>: Transfer dalam satu institusi (contoh: BCA ke BCA) tidak memerlukan kode bank karena sistem sudah mengenali internal routing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer via E-Wallet<\/strong>: Platform seperti GoPay, OVO, DANA, ShopeePay biasanya tidak memerlukan input manual kode bank karena sistem sudah terintegrasi dengan database institusi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>QRIS Payment<\/strong>: Pembayaran menggunakan Quick Response Code Indonesian Standard (QRIS) tidak memerlukan kode bank karena informasi sudah ter-embed dalam QR code.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Daftar Lengkap Kode Bank Indonesia<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Umum Nasional dan Swasta<\/h3>\n\n\n\n<table border=\"1\" cellpadding=\"10\" cellspacing=\"0\" style=\"width:100%; border-collapse:collapse;\"> <thead> <tr style=\"background-color:#f2f2f2;\"> <th>Nama Bank<\/th> <th>Kode Bank<\/th> <\/tr> <\/thead> <tbody> <tr><td><strong>Bank Rakyat Indonesia (<a href=\"#\">BRI<\/a>)<\/strong><\/td><td>002<\/td><\/tr> <tr><td><strong>Bank Mandiri<\/strong><\/td><td>008<\/td><\/tr> <tr><td><strong>Bank Negara Indonesia (BNI)<\/strong><\/td><td>009<\/td><\/tr> <tr><td><strong>Permata Bank<\/strong><\/td><td>013<\/td><\/tr> <tr><td><strong>Bank Central Asia (BCA)<\/strong><\/td><td>014<\/td><\/tr> <tr><td><strong>Bank CIMB Niaga<\/strong><\/td><td>022<\/td><\/tr> <tr><td><strong>Bank Danamon<\/strong><\/td><td>011<\/td><\/tr> <tr><td><strong>Bank Tabungan Negara (BTN)<\/strong><\/td><td>200<\/td><\/tr> <tr><td><strong>Bank Mega<\/strong><\/td><td>426<\/td><\/tr> <tr><td><strong>Bank Bukopin<\/strong><\/td><td>441<\/td><\/tr> <tr><td><strong>Bank BII (Maybank Indonesia)<\/strong><\/td><td>016<\/td><\/tr> <tr><td><strong>Panin Bank<\/strong><\/td><td>019<\/td><\/tr> <tr><td><strong>OCBC NISP<\/strong><\/td><td>028<\/td><\/tr> <tr><td><strong>Bank UOB Indonesia<\/strong><\/td><td>023<\/td><\/tr> <tr><td><strong>Bank BTPN<\/strong><\/td><td>213<\/td><\/tr> <tr><td><strong>Bank Sinarmas<\/strong><\/td><td>153<\/td><\/tr> <tr><td><strong>Bank Arta Graha<\/strong><\/td><td>037<\/td><\/tr> <tr><td><strong>Bank Commonwealth<\/strong><\/td><td>950<\/td><\/tr> <tr><td><strong>Bank Artha Niaga Kencana<\/strong><\/td><td>020<\/td><\/tr> <tr><td><strong>Bank QNB Indonesia<\/strong><\/td><td>167<\/td><\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Syariah<\/h3>\n\n\n\n<table border=\"1\" cellpadding=\"10\" cellspacing=\"0\" style=\"width:100%; border-collapse:collapse;\"> <thead> <tr style=\"background-color:#f2f2f2;\"> <th>Nama Bank<\/th> <th>Kode Bank<\/th> <\/tr> <\/thead> <tbody> <tr><td><strong>Bank Syariah Indonesia (BSI)<\/strong><\/td><td>451 (eks BSM)<br>427 (eks BNI Syariah)<br>422 (eks BRI Syariah)<\/td><\/tr> <tr><td><strong>Bank Muamalat Indonesia<\/strong><\/td><td>147<\/td><\/tr> <tr><td><strong>Bank Mega Syariah<\/strong><\/td><td>506<\/td><\/tr> <tr><td><strong>Bank Panin Dubai Syariah<\/strong><\/td><td>517<\/td><\/tr> <tr><td><strong>Bank Syariah Bukopin<\/strong><\/td><td>521<\/td><\/tr> <tr><td><strong>Bank BCA Syariah<\/strong><\/td><td>536<\/td><\/tr> <tr><td><strong>Bank BTPN Syariah<\/strong><\/td><td>547<\/td><\/tr> <tr><td><strong>Bank Aladin Syariah<\/strong><\/td><td>116<\/td><\/tr> <\/tbody> <\/table>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Catatan Penting BSI<\/strong>: Bank Syariah Indonesia memiliki beberapa kode karena merupakan hasil merger tiga bank syariah BUMN. Gunakan kode 451 untuk rekening eks Bank Syariah Mandiri, kode 427 untuk eks BNI Syariah, dan kode 422 untuk eks BRI Syariah sesuai asal rekening penerima.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Pembangunan Daerah (BPD)<\/h3>\n\n\n\n<table border=\"1\" cellpadding=\"10\" cellspacing=\"0\" style=\"width:100%; border-collapse:collapse;\"> <thead> <tr style=\"background-color:#f2f2f2;\"> <th>Nama Bank<\/th> <th>Kode Bank<\/th> <\/tr> <\/thead> <tbody> <tr><td><strong>Bank BJB (Jabar &#038; Banten)<\/strong><\/td><td>110<\/td><\/tr> <tr><td><strong>Bank DKI Jakarta<\/strong><\/td><td>111<\/td><\/tr> <tr><td><strong>BPD DIY (Yogyakarta)<\/strong><\/td><td>112<\/td><\/tr> <tr><td><strong>Bank Jateng (Jawa Tengah)<\/strong><\/td><td>113<\/td><\/tr> <tr><td><strong>Bank Jatim (Jawa Timur)<\/strong><\/td><td>114<\/td><\/tr> <tr><td><strong>Bank Jambi<\/strong><\/td><td>115<\/td><\/tr> <tr><td><strong>Bank Aceh Syariah<\/strong><\/td><td>116<\/td><\/tr> <tr><td><strong>Bank Sumut (Sumatera Utara)<\/strong><\/td><td>117<\/td><\/tr> <tr><td><strong>Bank Nagari (Sumatera Barat)<\/strong><\/td><td>118<\/td><\/tr> <tr><td><strong>Bank Riau Kepri<\/strong><\/td><td>119<\/td><\/tr> <tr><td><strong>Bank Sumsel Babel<\/strong><\/td><td>120<\/td><\/tr> <tr><td><strong>Bank Lampung<\/strong><\/td><td>121<\/td><\/tr> <tr><td><strong>Bank Kalsel (Kalimantan Selatan)<\/strong><\/td><td>122<\/td><\/tr> <tr><td><strong>Bank Kalbar (Kalimantan Barat)<\/strong><\/td><td>123<\/td><\/tr> <tr><td><strong>Bank Kaltimtara (Kaltim &#038; Kaltara)<\/strong><\/td><td>124<\/td><\/tr> <tr><td><strong>Bank Kalteng (Kalimantan Tengah)<\/strong><\/td><td>125<\/td><\/tr> <tr><td><strong>Bank Sulselbar (Sulsel &#038; Sulbar)<\/strong><\/td><td>126<\/td><\/tr> <tr><td><strong>Bank Sulutgo (Sulut &#038; Gorontalo)<\/strong><\/td><td>127<\/td><\/tr> <tr><td><strong>Bank Sulteng (Sulawesi Tengah)<\/strong><\/td><td>128<\/td><\/tr> <tr><td><strong>BPD Bali<\/strong><\/td><td>129<\/td><\/tr> <tr><td><strong>Bank NTB Syariah<\/strong><\/td><td>130<\/td><\/tr> <tr><td><strong>Bank NTT<\/strong><\/td><td>131<\/td><\/tr> <tr><td><strong>Bank Papua<\/strong><\/td><td>132<\/td><\/tr> <tr><td><strong>Bank Bengkulu<\/strong><\/td><td>133<\/td><\/tr> <tr><td><strong>Bank Sultra (Sulawesi Tenggara)<\/strong><\/td><td>134<\/td><\/tr> <tr><td><strong>Bank Maluku Malut<\/strong><\/td><td>135<\/td><\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Asing dan Joint Venture<\/h3>\n\n\n\n<table border=\"1\" cellpadding=\"10\" cellspacing=\"0\" style=\"width:100%; border-collapse:collapse;\"> <thead> <tr style=\"background-color:#f2f2f2;\"> <th>Nama Bank<\/th> <th>Kode Bank<\/th> <\/tr> <\/thead> <tbody> <tr><td><strong>Citibank Indonesia<\/strong><\/td><td>031<\/td><\/tr> <tr><td><strong>JP Morgan Chase Bank<\/strong><\/td><td>032<\/td><\/tr> <tr><td><strong>Bank of America<\/strong><\/td><td>033<\/td><\/tr> <tr><td><strong>HSBC Indonesia<\/strong><\/td><td>087<\/td><\/tr> <tr><td><strong>Standard Chartered Bank<\/strong><\/td><td>050<\/td><\/tr> <tr><td><strong>Deutsche Bank<\/strong><\/td><td>067<\/td><\/tr> <tr><td><strong>Bank of China<\/strong><\/td><td>069<\/td><\/tr> <tr><td><strong>ANZ Indonesia<\/strong><\/td><td>061<\/td><\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Digital<\/h3>\n\n\n\n<table border=\"1\" cellpadding=\"10\" cellspacing=\"0\" style=\"width:100%; border-collapse:collapse;\"> <thead> <tr style=\"background-color:#f2f2f2;\"> <th>Nama Bank<\/th> <th>Kode Bank<\/th> <\/tr> <\/thead> <tbody> <tr><td><strong>Bank Jago (eks Bank Artos)<\/strong><\/td><td>095<\/td><\/tr> <tr><td><strong>Bank Neo Commerce (eks Bank Yudha Bhakti)<\/strong><\/td><td>490<\/td><\/tr> <tr><td><strong><a href=\"#\">Seabank<\/a> Indonesia<\/strong><\/td><td>535<\/td><\/tr> <tr><td><strong>Allo Bank Indonesia<\/strong><\/td><td>567<\/td><\/tr> <\/tbody> <\/table>\n\n\n\n<h2 class=\"wp-block-heading\">Cara Menggunakan Kode Bank untuk Transfer<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Langkah Umum<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Masukkan kartu ATM dan PIN<\/li>\n\n\n\n<li>Pilih menu &#8220;Transfer&#8221;<\/li>\n\n\n\n<li>Pilih &#8220;Transfer ke Bank Lain&#8221;<\/li>\n\n\n\n<li>Input kode bank (3 digit)<\/li>\n\n\n\n<li>Input nomor rekening tujuan<\/li>\n\n\n\n<li>Masukkan nominal transfer<\/li>\n\n\n\n<li>Konfirmasi dan simpan struk<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Format Input<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Beberapa bank<\/strong>: Input terpisah (kode bank dulu, lalu nomor rekening)<\/li>\n\n\n\n<li><strong>Bank lain<\/strong>: Input langsung (kode bank + nomor rekening tanpa spasi)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Contoh: Transfer ke BCA rekening 1234567890 = 0141234567890 atau 014 kemudian 1234567890 (tergantung sistem ATM)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Format Transfer di Mobile\/Internet Banking<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Proses Modern<\/strong>: Aplikasi perbankan masa kini umumnya menyediakan dropdown atau search bank tujuan. Pengguna cukup memilih nama bank dari daftar, sistem akan otomatis menggunakan kode yang sesuai.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Manual Input<\/strong> (jika diperlukan): Beberapa aplikasi masih meminta input manual dengan format:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pilih bank tujuan dari dropdown atau ketik nama bank<\/li>\n\n\n\n<li>Sistem akan otomatis menampilkan kode<\/li>\n\n\n\n<li>Input nomor rekening tujuan<\/li>\n\n\n\n<li>Lanjutkan dengan nominal dan konfirmasi<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Verifikasi Nama Penerima<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fitur Inquiry<\/strong>: Sebelum transaksi diproses, sistem modern akan menampilkan nama pemilik rekening tujuan. Fitur ini sangat penting untuk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Memastikan nomor rekening benar<\/li>\n\n\n\n<li>Mengkonfirmasi identitas penerima<\/li>\n\n\n\n<li>Mencegah salah transfer<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Langkah Verifikasi<\/strong>: Selalu periksa nama yang muncul di layar konfirmasi. Jika nama tidak sesuai atau muncul pesan &#8220;rekening tidak ditemukan&#8221;, jangan lanjutkan transaksi dan cek kembali kode bank serta nomor rekening.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hal Penting yang Harus Diperhatikan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nomor Rekening Penerima<\/strong>: Satu digit kesalahan dapat menyebabkan dana masuk ke rekening yang salah atau transaksi ditolak. Selalu double-check nomor rekening sebelum konfirmasi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kode Bank yang Tepat<\/strong>: Pastikan menggunakan kode yang sesuai dengan bank penerima. Kesalahan kode akan membuat transaksi gagal atau tertunda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nama Pemilik Rekening<\/strong>: Verifikasi nama yang muncul di layar konfirmasi sesuai dengan penerima yang dituju. Jika berbeda, jangan lanjutkan transaksi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Biaya Administrasi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Variasi Biaya<\/strong>: Transfer antar-bank dikenakan biaya administrasi yang bervariasi tergantung:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bank pengirim (setiap bank punya kebijakan berbeda)<\/li>\n\n\n\n<li>Jenis layanan (ATM, internet banking, mobile banking)<\/li>\n\n\n\n<li>Nominal transfer (beberapa bank membedakan biaya berdasarkan nominal)<\/li>\n\n\n\n<li>Jenis transfer (SKN, RTGS, BI-Fast)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Estimasi Biaya<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transfer via ATM: Rp5.000 &#8211; Rp7.500<\/li>\n\n\n\n<li>Transfer via mobile banking (SKN): Rp2.500 &#8211; Rp5.000<\/li>\n\n\n\n<li>Transfer via BI-Fast: Rp2.500 &#8211; Rp5.000<\/li>\n\n\n\n<li>Transfer RTGS (>Rp100 juta): Rp25.000 &#8211; Rp35.000<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tips Hemat<\/strong>: Gunakan mobile banking dengan BI-Fast untuk biaya lebih murah dan proses real-time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Waktu Proses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer Real-Time (BI-Fast)<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Waktu: Instan (maksimal beberapa detik)<\/li>\n\n\n\n<li>Limit: Hingga Rp250 juta per transaksi<\/li>\n\n\n\n<li>Ketersediaan: 24\/7 termasuk hari libur<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer SKN<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Waktu: Beberapa jam hingga 1 hari kerja<\/li>\n\n\n\n<li>Proses: Batch processing di jam tertentu<\/li>\n\n\n\n<li>Ketersediaan: Hari dan jam kerja<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Transfer RTGS<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Waktu: Real-time di jam operasional<\/li>\n\n\n\n<li>Minimal: Rp100 juta per transaksi<\/li>\n\n\n\n<li>Ketersediaan: Hari kerja 08.00-16.00 WIB<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Keamanan Transaksi<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Simpan Bukti Transfer<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Struk fisik dari ATM<\/li>\n\n\n\n<li>Screenshot konfirmasi dari aplikasi<\/li>\n\n\n\n<li>Email notifikasi dari bank<\/li>\n\n\n\n<li>SMS konfirmasi transaksi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fungsi Bukti<\/strong>: Bukti transfer diperlukan untuk:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pelacakan jika terjadi masalah<\/li>\n\n\n\n<li>Konfirmasi kepada penerima<\/li>\n\n\n\n<li>Komplain ke bank jika dana tidak sampai<\/li>\n\n\n\n<li>Rekonsiliasi keuangan<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jangan Bagikan<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PIN ATM atau password banking<\/li>\n\n\n\n<li>Kode OTP (One-Time Password)<\/li>\n\n\n\n<li>CVV kartu kredit\/debit<\/li>\n\n\n\n<li>Informasi rahasia lainnya<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Kesimpulan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kode bank adalah komponen krusial dalam sistem transfer antar-bank di Indonesia yang berfungsi sebagai identitas unik setiap institusi perbankan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Daftar lengkap mencakup bank nasional (BRI 002, Mandiri 008, BNI 009, BCA 014), bank syariah (BSI 451\/427\/422), Bank Pembangunan Daerah (BJB 110, Bank DKI 111, BPD DIY 112), hingga bank digital modern.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pengetahuan kode bank diperlukan terutama saat transfer via ATM, sistem kliring (SKN\/RTGS\/BI-Fast), dan pembayaran virtual account. Format penggunaan bervariasi tergantung platform, namun prinsipnya sama: kode bank + nomor rekening tujuan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hal penting yang harus diperhatikan meliputi akurasi nomor rekening, verifikasi nama penerima, biaya administrasi yang bervariasi (Rp2.500-Rp35.000), dan waktu proses (instan untuk BI-Fast, beberapa jam untuk SKN).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Simpan bukti transfer dan gunakan jaringan aman untuk keamanan transaksi. Dengan pemahaman dan ketelitian, transfer antar-bank dapat berjalan lancar tanpa kendala.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sumber dan Referensi Berita:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank Indonesia<\/strong> &#8211; <a href=\"http:\/\/www.bi.go.id\">www.bi.go.id<\/a><\/li>\n\n\n\n<li><strong>Otoritas Jasa Keuangan<\/strong> &#8211; <a href=\"http:\/\/www.ojk.go.id\">www.ojk.go.id<\/a><\/li>\n\n\n\n<li><strong>Portal Resmi Bank-Bank di Indonesia<\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>JAKARTA &#8211; Melakukan transfer dana antar-bank merupakan rutinitas yang tidak terpisahkan dari aktivitas finansial masyarakat &#8230; <a title=\"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\" class=\"read-more\" href=\"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/\" aria-label=\"More on Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\">Baca Selengkapnya<\/a><\/p>\n","protected":false},"author":3,"featured_media":2038,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[102],"tags":[290],"class_list":["post-2035","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-perbankan","tag-kode-transfer","infinite-scroll-item"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap<\/title>\n<meta name=\"description\" content=\"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\" \/>\n<meta property=\"og:description\" content=\"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/\" \/>\n<meta property=\"og:site_name\" content=\"BanjooNews\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-19T17:13:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-19T17:13:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Agung Budianto\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Ditulis oleh\" \/>\n\t<meta name=\"twitter:data1\" content=\"Agung Budianto\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimasi waktu membaca\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 menit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/\"},\"author\":{\"name\":\"Agung Budianto\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#\\\/schema\\\/person\\\/2530a39d34d5064d11d209d83c0f0af0\"},\"headline\":\"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\",\"datePublished\":\"2025-11-19T17:13:45+00:00\",\"dateModified\":\"2025-11-19T17:13:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/\"},\"wordCount\":1335,\"publisher\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg\",\"keywords\":[\"Kode transfer\"],\"articleSection\":[\"Perbankan\"],\"inLanguage\":\"id\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/\",\"name\":\"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg\",\"datePublished\":\"2025-11-19T17:13:45+00:00\",\"dateModified\":\"2025-11-19T17:13:51+00:00\",\"description\":\"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#breadcrumb\"},\"inLanguage\":\"id\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#primaryimage\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg\",\"contentUrl\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg\",\"width\":1000,\"height\":706,\"caption\":\"Kode bank BCA, Mandiri, BRI ternyata beda! Ini daftar lengkap 100+ bank Indonesia & trik transfer agar selalu berhasil. Wajib tahu! Baca di sini!\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Beranda\",\"item\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Perbankan\",\"item\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/category\\\/perbankan\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/\",\"name\":\"Banjoo.id\",\"description\":\"Portal Berita Ekonomi, Finansial, dan Bisnis Terpercaya Indonesia\",\"publisher\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#organization\"},\"alternateName\":\"Banjoo.id\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"id\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#organization\",\"name\":\"Banjoo.id\",\"alternateName\":\"Banjoo.id\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/images.jpg\",\"contentUrl\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/images.jpg\",\"width\":225,\"height\":225,\"caption\":\"Banjoo.id\"},\"image\":{\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"description\":\"Banjoo.id, portal berita terpercaya yang menghadirkan informasi terkini, akurat, dan mendalam seputar ekonomi, finansial, bisnis, perbankan, kripto, bantuan sosial, dan kebijakan publik di Indonesia.\",\"email\":\"admin@banjoo.id\",\"telephone\":\"+62 812-1677-7111\",\"legalName\":\"Digital Talent Scholarship\",\"foundingDate\":\"2019-10-12\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"11\",\"maxValue\":\"50\"},\"publishingPrinciples\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/kebijakan-privasi\\\/\",\"ownershipFundingInfo\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/tentang-kami\\\/\",\"actionableFeedbackPolicy\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/disclaimer\\\/\",\"correctionsPolicy\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/syarat-dan-ketentuan\\\/\",\"ethicsPolicy\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/pedoman-media-siber\\\/\",\"diversityPolicy\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/syarat-dan-ketentuan\\\/\",\"diversityStaffingReport\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/hubungi-kami\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/#\\\/schema\\\/person\\\/2530a39d34d5064d11d209d83c0f0af0\",\"name\":\"Agung Budianto\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"id\",\"@id\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Agung-Budianto-96x96.webp\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Agung-Budianto-96x96.webp\",\"contentUrl\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/Agung-Budianto-96x96.webp\",\"caption\":\"Agung Budianto\"},\"description\":\"Agung Budianto adalah seorang jurnalis senior yang Lahir di Jakarta pada tahun 1992, Ardhi telah mengabdikan hampir dua dekade hidupnya dalam dunia jurnalistik digital Indonesia.\",\"url\":\"https:\\\/\\\/banjoo.id\\\/blog\\\/author\\\/ardhi-suryadhi\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap","description":"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/","og_locale":"id_ID","og_type":"article","og_title":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap","og_description":"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...","og_url":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/","og_site_name":"BanjooNews","article_published_time":"2025-11-19T17:13:45+00:00","article_modified_time":"2025-11-19T17:13:51+00:00","og_image":[{"width":1000,"height":706,"url":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg","type":"image\/jpeg"}],"author":"Agung Budianto","twitter_card":"summary_large_image","twitter_misc":{"Ditulis oleh":"Agung Budianto","Estimasi waktu membaca":"8 menit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#article","isPartOf":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/"},"author":{"name":"Agung Budianto","@id":"https:\/\/banjoo.id\/blog\/#\/schema\/person\/2530a39d34d5064d11d209d83c0f0af0"},"headline":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap","datePublished":"2025-11-19T17:13:45+00:00","dateModified":"2025-11-19T17:13:51+00:00","mainEntityOfPage":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/"},"wordCount":1335,"publisher":{"@id":"https:\/\/banjoo.id\/blog\/#organization"},"image":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#primaryimage"},"thumbnailUrl":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg","keywords":["Kode transfer"],"articleSection":["Perbankan"],"inLanguage":"id"},{"@type":"WebPage","@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/","url":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/","name":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap","isPartOf":{"@id":"https:\/\/banjoo.id\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#primaryimage"},"image":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#primaryimage"},"thumbnailUrl":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg","datePublished":"2025-11-19T17:13:45+00:00","dateModified":"2025-11-19T17:13:51+00:00","description":"Transfer pakai ATM perlu kode ini! Daftar lengkap kode bank se-Indonesia: BCA, Mandiri, BRI, BSI, BPD. Tips agar tidak salah kirim...","breadcrumb":{"@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#breadcrumb"},"inLanguage":"id","potentialAction":[{"@type":"ReadAction","target":["https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/"]}]},{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#primaryimage","url":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg","contentUrl":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/11\/Simpan-untuk-Transfer-Antar-Bank-Ini-Daftar-Kode-Bank-Se-Indonesia-Lengkap.jpg","width":1000,"height":706,"caption":"Kode bank BCA, Mandiri, BRI ternyata beda! Ini daftar lengkap 100+ bank Indonesia & trik transfer agar selalu berhasil. Wajib tahu! Baca di sini!"},{"@type":"BreadcrumbList","@id":"https:\/\/banjoo.id\/blog\/simpan-untuk-transfer-antar-bank-ini-daftar-kode-bank-se-indonesia-lengkap\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Beranda","item":"https:\/\/banjoo.id\/blog\/"},{"@type":"ListItem","position":2,"name":"Perbankan","item":"https:\/\/banjoo.id\/blog\/category\/perbankan\/"},{"@type":"ListItem","position":3,"name":"Simpan untuk Transfer Antar-Bank! Ini Daftar Kode Bank Se-Indonesia Lengkap"}]},{"@type":"WebSite","@id":"https:\/\/banjoo.id\/blog\/#website","url":"https:\/\/banjoo.id\/blog\/","name":"Banjoo.id","description":"Portal Berita Ekonomi, Finansial, dan Bisnis Terpercaya Indonesia","publisher":{"@id":"https:\/\/banjoo.id\/blog\/#organization"},"alternateName":"Banjoo.id","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/banjoo.id\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"id"},{"@type":"Organization","@id":"https:\/\/banjoo.id\/blog\/#organization","name":"Banjoo.id","alternateName":"Banjoo.id","url":"https:\/\/banjoo.id\/blog\/","logo":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/banjoo.id\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/09\/images.jpg","contentUrl":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2025\/09\/images.jpg","width":225,"height":225,"caption":"Banjoo.id"},"image":{"@id":"https:\/\/banjoo.id\/blog\/#\/schema\/logo\/image\/"},"description":"Banjoo.id, portal berita terpercaya yang menghadirkan informasi terkini, akurat, dan mendalam seputar ekonomi, finansial, bisnis, perbankan, kripto, bantuan sosial, dan kebijakan publik di Indonesia.","email":"admin@banjoo.id","telephone":"+62 812-1677-7111","legalName":"Digital Talent Scholarship","foundingDate":"2019-10-12","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"11","maxValue":"50"},"publishingPrinciples":"https:\/\/banjoo.id\/blog\/kebijakan-privasi\/","ownershipFundingInfo":"https:\/\/banjoo.id\/blog\/tentang-kami\/","actionableFeedbackPolicy":"https:\/\/banjoo.id\/blog\/disclaimer\/","correctionsPolicy":"https:\/\/banjoo.id\/blog\/syarat-dan-ketentuan\/","ethicsPolicy":"https:\/\/banjoo.id\/blog\/pedoman-media-siber\/","diversityPolicy":"https:\/\/banjoo.id\/blog\/syarat-dan-ketentuan\/","diversityStaffingReport":"https:\/\/banjoo.id\/blog\/hubungi-kami\/"},{"@type":"Person","@id":"https:\/\/banjoo.id\/blog\/#\/schema\/person\/2530a39d34d5064d11d209d83c0f0af0","name":"Agung Budianto","image":{"@type":"ImageObject","inLanguage":"id","@id":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2026\/01\/Agung-Budianto-96x96.webp","url":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2026\/01\/Agung-Budianto-96x96.webp","contentUrl":"https:\/\/banjoo.id\/blog\/wp-content\/uploads\/2026\/01\/Agung-Budianto-96x96.webp","caption":"Agung Budianto"},"description":"Agung Budianto adalah seorang jurnalis senior yang Lahir di Jakarta pada tahun 1992, Ardhi telah mengabdikan hampir dua dekade hidupnya dalam dunia jurnalistik digital Indonesia.","url":"https:\/\/banjoo.id\/blog\/author\/ardhi-suryadhi\/"}]}},"_links":{"self":[{"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/posts\/2035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/comments?post=2035"}],"version-history":[{"count":2,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/posts\/2035\/revisions"}],"predecessor-version":[{"id":2040,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/posts\/2035\/revisions\/2040"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/media\/2038"}],"wp:attachment":[{"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/media?parent=2035"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/categories?post=2035"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/banjoo.id\/blog\/wp-json\/wp\/v2\/tags?post=2035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}