{"id":5770,"date":"2026-01-15T14:21:23","date_gmt":"2026-01-15T07:21:23","guid":{"rendered":"https:\/\/banjoo.id\/blog\/?p=5770"},"modified":"2026-01-15T14:21:26","modified_gmt":"2026-01-15T07:21:26","slug":"beli-bitcoin-aman-2026-daftar-checklist-dan-platform-crypto-berizin-ojk","status":"publish","type":"post","link":"https:\/\/banjoo.id\/blog\/berita-investasi\/5770\/beli-bitcoin-aman-2026-daftar-checklist-dan-platform-crypto-berizin-ojk\/","title":{"rendered":"Beli Bitcoin Aman 2026: Daftar Checklist dan Platform Crypto Berizin OJK"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ingin beli Bitcoin tapi takut tertipu platform abal-abal? Kekhawatiran ini sangat wajar. Per Januari 2026, <a href=\"#\">OJK<\/a> mencatat lebih dari 19 juta investor crypto di Indonesia\u2014dan tidak sedikit yang pernah jadi korban platform ilegal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kabar baiknya, OJK sudah menerbitkan whitelist resmi berisi 29 platform crypto yang legal dan diawasi. Daftar ini menjadi rujukan wajib sebelum memutuskan tempat beli Bitcoin atau aset kripto lainnya.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nah, artikel ini akan membahas checklist keamanan, daftar lengkap platform berizin, hingga cara melaporkan platform ilegal. Simak sampai selesai agar investasi crypto tetap aman.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pentingnya-memilih-platform-crypto-legal\">Pentingnya Memilih Platform Crypto Legal<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Memilih platform crypto bukan sekadar soal fitur atau tampilan aplikasi yang menarik. Ada risiko finansial dan hukum yang sangat serius jika bertransaksi di platform tidak berizin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-risiko-platform-ilegal\">Risiko Platform Ilegal<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Berikut risiko yang mengintai jika menggunakan platform crypto tanpa izin: <\/p>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #e74c3c; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Risiko<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Dampak<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #f8d7da;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">Aset tidak terlindungi<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Jika platform bangkrut atau kabur, tidak ada jaminan pengembalian dana<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">Tidak ada pengawasan<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Platform bisa memanipulasi harga atau membekukan akun tanpa alasan<\/td> <\/tr> <tr style=\"background-color: #f8d7da;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">Data pribadi rentan<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">KTP dan data sensitif bisa disalahgunakan untuk penipuan lain<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">Tidak bisa mengadu<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">OJK tidak bisa membantu karena platform di luar yurisdiksi<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-keuntungan-platform-berizin-ojk\">Keuntungan Platform Berizin OJK<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sebaliknya, bertransaksi di platform legal memberikan perlindungan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dana nasabah terpisah<\/strong> \u2014 Aset crypto disimpan di kustodian berizin, bukan di rekening perusahaan<\/li>\n\n\n\n<li><strong>Audit berkala<\/strong> \u2014 OJK melakukan pengawasan dan pemeriksaan rutin<\/li>\n\n\n\n<li><strong>Mekanisme pengaduan<\/strong> \u2014 Jika ada masalah, bisa melapor ke OJK dan Satgas PASTI<\/li>\n\n\n\n<li><strong>Standar keamanan<\/strong> \u2014 Wajib memenuhi ketentuan keamanan siber sesuai POJK<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Perubahan Regulasi: Bappebti ke OJK<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sejak Januari 2025, pengawasan aset crypto di Indonesia resmi berpindah dari Bappebti (Badan Pengawas Perdagangan Berjangka Komoditi) ke OJK (Otoritas Jasa Keuangan). Ini adalah perubahan besar yang perlu dipahami setiap investor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dasar Hukum Perpindahan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Perpindahan kewenangan ini diamanatkan oleh <strong>Undang-Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan (UU P2SK)<\/strong>. Beberapa pasal penting: <\/p>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #3498db; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Pasal<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Isi<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Pasal 218<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Penyelenggara ITSK wajib memenuhi ketentuan perizinan OJK atau Bank Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Pasal 304<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Sanksi pidana penjara 5-10 tahun dan denda Rp1 miliar &#8211; Rp1 triliun bagi pelanggar<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Regulasi Turunan yang Berlaku<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Selain UU P2SK, beberapa peraturan turunan yang mengatur crypto:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>POJK Nomor 27 Tahun 2024<\/strong> \u2014 Penyelenggaraan Perdagangan Aset Keuangan Digital (berlaku 10 Januari 2025)<\/li>\n\n\n\n<li><strong>POJK Nomor 23 Tahun 2025<\/strong> \u2014 Pengawasan aset keuangan digital dan produk turunannya<\/li>\n\n\n\n<li><strong>Whitelist OJK<\/strong> \u2014 Daftar resmi platform berizin (terbit 19 Desember 2025)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Istilah Baru yang Perlu Diketahui<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan perpindahan ke OJK, ada perubahan istilah:<\/p>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\">\n  <thead>\n    <tr style=\"background-color: #3498db; color: white;\">\n      <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Istilah Lama (Bappebti)<\/th>\n      <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Istilah Baru (OJK)<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr style=\"background-color: #f8f9fa;\">\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">PFAK (Pedagang Fisik Aset Kripto)<\/td>\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">PAKD (Pedagang Aset Keuangan Digital)<\/td>\n    <\/tr>\n    <tr>\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">CPFAK (Calon Pedagang Fisik Aset Kripto)<\/td>\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">CPAKD (Calon Pedagang Aset Keuangan Digital)<\/td>\n    <\/tr>\n    <tr style=\"background-color: #f8f9fa;\">\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">Aset Kripto<\/td>\n      <td style=\"border: 1px solid #ddd; padding: 12px;\">Aset Keuangan Digital<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n\n\n\n<h2 class=\"wp-block-heading\">Checklist Keamanan Platform Crypto<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sebelum mendaftar di platform crypto manapun, pastikan sudah memeriksa semua poin berikut. Ini adalah checklist keamanan yang direkomendasikan berdasarkan pedoman OJK.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Legalitas dan Izin OJK<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ini adalah checklist paling penting.<\/strong> Platform yang tidak tercantum dalam whitelist OJK = ilegal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Yang harus dicek:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nama platform tercantum dalam whitelist OJK<\/li>\n\n\n\n<li>Status izin: PAKD (izin penuh) atau CPAKD (terdaftar, dalam proses)<\/li>\n\n\n\n<li>Nama entitas hukum (PT) sesuai dengan yang terdaftar<\/li>\n\n\n\n<li>URL\/website resmi sesuai dengan whitelist<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Cara verifikasi:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Kunjungi website resmi OJK: <strong>ojk.go.id<\/strong><\/li>\n\n\n\n<li>Cari siaran pers tentang whitelist crypto<\/li>\n\n\n\n<li>Cocokkan nama platform, nama PT, dan URL<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>Red flag:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Platform tidak ada dalam whitelist<\/li>\n\n\n\n<li>Mengklaim &#8220;sedang proses izin&#8221; tapi tidak tercantum sebagai CPAKD<\/li>\n\n\n\n<li>URL berbeda dengan yang terdaftar (typosquatting)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Sistem Keamanan Platform<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Keamanan teknis platform juga penting untuk melindungi aset dan data pribadi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Fitur keamanan wajib:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Two-Factor Authentication (2FA)<\/strong> \u2014 Verifikasi ganda saat login dan transaksi<\/li>\n\n\n\n<li><strong>Enkripsi data<\/strong> \u2014 SSL\/TLS untuk komunikasi, enkripsi untuk penyimpanan<\/li>\n\n\n\n<li><strong>Cold storage<\/strong> \u2014 Sebagian besar aset disimpan offline<\/li>\n\n\n\n<li><strong>Whitelist alamat withdrawal<\/strong> \u2014 Hanya bisa tarik ke alamat yang sudah diverifikasi<\/li>\n\n\n\n<li><strong>Anti-phishing code<\/strong> \u2014 Kode unik di email resmi platform<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Sertifikasi keamanan:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ISO 27001 (Manajemen Keamanan Informasi)<\/li>\n\n\n\n<li>SOC 2 Type II<\/li>\n\n\n\n<li>Penetration testing berkala<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Transparansi Biaya<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Platform legal wajib menampilkan struktur biaya secara jelas dan tidak ada biaya tersembunyi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Biaya yang harus ditampilkan:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Trading fee<\/strong> \u2014 Biaya jual\/beli (maker &amp; taker fee)<\/li>\n\n\n\n<li><strong>Deposit fee<\/strong> \u2014 Biaya setor dana (IDR atau crypto)<\/li>\n\n\n\n<li><strong>Withdrawal fee<\/strong> \u2014 Biaya tarik dana<\/li>\n\n\n\n<li><strong>Spread<\/strong> \u2014 Selisih harga beli dan jual<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Perbandingan biaya umum platform lokal:<\/strong><\/p>\n\n\n\n <table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #3498db; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Jenis Biaya<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Kisaran Umum<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">Trading fee<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">0,1% &#8211; 0,5% per transaksi<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">Deposit IDR<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Gratis &#8211; Rp5.000<\/td> <\/tr> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">Withdrawal IDR<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Rp5.000 &#8211; Rp25.000<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">Withdrawal crypto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Bervariasi per coin (network fee)<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f <strong>Red flag:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tidak ada halaman fee schedule<\/li>\n\n\n\n<li>Biaya berubah-ubah tanpa pemberitahuan<\/li>\n\n\n\n<li>Spread terlalu lebar (lebih dari 2-3%)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Customer Support<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Layanan pelanggan yang responsif adalah tanda platform yang serius dan bertanggung jawab.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Standar customer support:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tersedia 24\/7 atau minimal jam kerja<\/li>\n\n\n\n<li>Multiple channel: live chat, email, telepon<\/li>\n\n\n\n<li>Response time jelas (SLA)<\/li>\n\n\n\n<li>Pusat bantuan\/FAQ lengkap<\/li>\n\n\n\n<li>Akun media sosial resmi terverifikasi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Yang perlu diuji:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coba hubungi CS sebelum deposit dana besar<\/li>\n\n\n\n<li>Lihat review pengguna soal kecepatan respons<\/li>\n\n\n\n<li>Pastikan ada alamat kantor fisik di Indonesia<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Checklist Tambahan<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Selain empat poin utama di atas, pertimbangkan juga:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Fitur platform:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Minimum deposit terjangkau<\/li>\n\n\n\n<li>Variasi aset crypto yang tersedia<\/li>\n\n\n\n<li>Fitur staking\/earn (jika dibutuhkan)<\/li>\n\n\n\n<li>Aplikasi mobile yang stabil<\/li>\n\n\n\n<li>Riwayat tidak pernah diretas<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Reputasi:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sudah beroperasi berapa lama<\/li>\n\n\n\n<li>Jumlah pengguna aktif<\/li>\n\n\n\n<li>Rating di Play Store\/App Store<\/li>\n\n\n\n<li>Liputan media mainstream<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Daftar 29 Platform Crypto Whitelist OJK<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Berikut daftar lengkap 29 platform crypto yang tercantum dalam whitelist OJK per 19 Desember 2025. Daftar ini terbagi menjadi dua kategori: PAKD (berizin penuh) dan CPAKD (terdaftar).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Platform PAKD (Pedagang Aset Keuangan Digital Berizin)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Platform dengan status PAKD sudah mengantongi izin penuh dari OJK: <\/p>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #27ae60; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">No<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Nama Platform<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Nama Entitas<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #d4edda;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">1<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Indodax<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Indodax Nasional Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">2<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Tokocrypto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Tokocrypto Indonesia<\/td> <\/tr> <tr style=\"background-color: #d4edda;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">3<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Pintu<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Pintu Kemana Saja<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">4<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Luno Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Luno Indonesia LTD<\/td> <\/tr> <tr style=\"background-color: #d4edda;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">5<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Upbit Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Upbit Exchange Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">6<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Triv<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Tiga Inti Utama<\/td> <\/tr> <tr style=\"background-color: #d4edda;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">7<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Reku<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Rekeningku Dotcom Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">8<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Zipmex<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Zipmex Exchange Indonesia<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Platform CPAKD (Calon Pedagang Aset Keuangan Digital Terdaftar)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Platform dengan status CPAKD sudah terdaftar dan dalam proses penyelesaian perizinan: <\/p>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #f39c12; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">No<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Nama Platform<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Nama Entitas<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">9<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Ajaib Kripto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Kagum Teknologi Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">10<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">ASTAL<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Aset Instrumen Digital<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">11<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Bittime<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Utama Aset Digital Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">12<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Bitwewe<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Sentra Bitwewe Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">13<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Bitwyre<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Teknologi Struktur Berantai<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">14<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">BTSE Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Aset Kripto Internasional<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">15<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Coinvest<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Pedagang Aset Kripto<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">16<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">CoinX<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Kripto Inovasi Nusantara<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">17<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">CYRA<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Cyrameta Exchange Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">18<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Pluang Crypto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Pluang Kripto Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">19<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Nanovest<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Tumbuh Bersama Nano<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">20<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Mobee<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Mobee Digital Kripto<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">21<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Dextrade<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Dextrade Digital Asset<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">22<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Gudangcrypto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Gudang Kripto Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">23<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Bitocto<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Bitocto Exchange Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">24<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Digitalexchange<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Digitalexchange Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">25<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">KriptoMax<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Kripto Maksima Indonesia<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">26<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Roberts<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Roberts Aset Digital<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">27<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Plutonix<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Plutonix Aset Digital<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px;\">28<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Onemint<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT One Mint Indonesia<\/td> <\/tr> <tr style=\"background-color: #fff3cd;\"> <td style=\"border: 1px solid #ddd; padding: 12px;\">29<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Kripto Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Kripto Indonesia Pintar<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Catatan Penting:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daftar ini dapat berubah sewaktu-waktu sesuai kebijakan OJK<\/li>\n\n\n\n<li>Selalu verifikasi ke website resmi OJK untuk informasi terbaru<\/li>\n\n\n\n<li>Platform di luar daftar ini <strong>tidak berizin<\/strong> dan <strong>tidak diawasi<\/strong> OJK<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Infrastruktur Pendukung Pasar Crypto<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Selain platform perdagangan (exchange), OJK juga mengawasi infrastruktur pendukung yang menjamin keamanan ekosistem crypto Indonesia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bursa Aset Keuangan Digital<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CFX (PT Bursa Komoditi Nusantara)<\/strong> adalah satu-satunya bursa aset keuangan digital yang berizin OJK. Fungsinya:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Menyediakan sistem perdagangan terpusat<\/li>\n\n\n\n<li>Menetapkan aturan perdagangan<\/li>\n\n\n\n<li>Mengawasi aktivitas transaksi<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Lembaga Kliring<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KKI (PT Kliring Komoditi Indonesia)<\/strong> bertugas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Menjamin penyelesaian transaksi<\/li>\n\n\n\n<li>Mengelola risiko counterparty<\/li>\n\n\n\n<li>Memastikan settlement berjalan lancar<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Kustodian (Penyimpan Aset)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dua kustodian berizin yang bertugas menyimpan aset crypto nasabah:<\/p>\n\n\n\n <table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #9b59b6; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Nama<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Entitas<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Fungsi<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">ICC<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Kustodian Koin Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Penyimpanan aset crypto nasabah<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Tennet Depository<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">PT Tennet Depository Indonesia<\/td> <td style=\"border: 1px solid #ddd; padding: 12px;\">Penyimpanan aset crypto nasabah<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<p class=\"wp-block-paragraph\">Keberadaan kustodian terpisah ini memastikan dana nasabah tidak tercampur dengan aset perusahaan platform.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Prinsip 2L: Legal dan Logis<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">OJK mengimbau masyarakat menerapkan <strong>Prinsip 2L<\/strong> sebelum berinvestasi di aset crypto:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Legal<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pastikan platform tercantum dalam whitelist OJK<\/li>\n\n\n\n<li>Verifikasi nama entitas, aplikasi, dan URL website<\/li>\n\n\n\n<li>Waspada domain tiruan (typosquatting)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Logis<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jangan tergiur janji keuntungan tidak wajar<\/li>\n\n\n\n<li>Imbal hasil terlalu tinggi = potensi penipuan atau skema Ponzi<\/li>\n\n\n\n<li>Pahami bahwa crypto adalah aset berisiko tinggi<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Waspada Modus Penipuan Platform Crypto<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banyak modus penipuan yang mengatasnamakan investasi crypto. Berikut yang harus diwaspadai:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ciri-ciri Platform Ilegal<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tidak ada dalam whitelist OJK<\/strong><\/li>\n\n\n\n<li>Menjanjikan fixed return (misal: 10% per bulan pasti)<\/li>\n\n\n\n<li>Meminta transfer ke rekening pribadi<\/li>\n\n\n\n<li>Tidak ada kantor fisik di Indonesia<\/li>\n\n\n\n<li>Customer service hanya via WhatsApp pribadi<\/li>\n\n\n\n<li>Promosi agresif di grup Telegram\/media sosial<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Modus yang Sering Digunakan<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Edukasi\/seminar palsu<\/strong> \u2014 Dikemas sebagai pelatihan tapi berujung ajakan investasi di platform ilegal<\/li>\n\n\n\n<li><strong>Komunitas crypto<\/strong> \u2014 Grup yang sebenarnya untuk mempromosikan platform tidak berizin<\/li>\n\n\n\n<li><strong>Influencer endorsement<\/strong> \u2014 Dibayar untuk mempromosikan tanpa disclosure<\/li>\n\n\n\n<li><strong>Airdrop\/giveaway palsu<\/strong> \u2014 Meminta transfer &#8220;biaya admin&#8221; terlebih dahulu<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Cara Lapor Platform Ilegal ke Satgas PASTI<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jika menemukan indikasi platform crypto ilegal, segera laporkan ke <strong>Satgas PASTI (Penanganan Aktivitas Keuangan Ilegal)<\/strong>. Laporan bisa dilakukan dengan cara berikut:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Channel Pelaporan<\/h3>\n\n\n\n<table style=\"width:100%; border-collapse: collapse; margin: 20px 0;\"> <thead> <tr style=\"background-color: #e74c3c; color: white;\"> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Channel<\/th> <th style=\"border: 1px solid #ddd; padding: 12px; text-align: left;\">Kontak<\/th> <\/tr> <\/thead> <tbody> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Website<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">sipasti.ojk.go.id<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Telepon<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">157<\/td> <\/tr> <tr style=\"background-color: #f8f9fa;\"> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">WhatsApp<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">081-157-157-157<\/td> <\/tr> <tr> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">Email<\/td> <td style=\"border: 1px solid #ddd; padding: 12px; font-weight: bold;\">satgaspasti@ojk.go.id<\/td> <\/tr> <\/tbody> <\/table>\n\n\n\n<h3 class=\"wp-block-heading\">Informasi yang Perlu Dilaporkan<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nama platform\/aplikasi yang diduga ilegal<\/li>\n\n\n\n<li>URL website atau link aplikasi<\/li>\n\n\n\n<li>Bukti promosi atau penawaran<\/li>\n\n\n\n<li>Bukti transaksi (jika ada)<\/li>\n\n\n\n<li>Kronologi kejadian<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Informasi dan Kontak Layanan Terkait<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Berikut informasi kontak resmi untuk berbagai keperluan terkait investasi crypto.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Otoritas Jasa Keuangan (OJK)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Hotline Konsumen<\/strong>: 157<\/li>\n\n\n\n<li><strong>WhatsApp<\/strong>: 081-157-157-157<\/li>\n\n\n\n<li><strong>Email<\/strong>: <a href=\"mailto:konsumen@ojk.go.id\">konsumen@ojk.go.id<\/a><\/li>\n\n\n\n<li><strong>Website<\/strong>: <a href=\"http:\/\/www.ojk.go.id\">www.ojk.go.id<\/a><\/li>\n\n\n\n<li><strong>Alamat<\/strong>: Gedung Soemitro Djojohadikusumo, Jl. Lapangan Banteng Timur No. 2-4, Jakarta Pusat 10710<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Satgas PASTI<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Website Pelaporan<\/strong>: sipasti.ojk.go.id<\/li>\n\n\n\n<li><strong>Telepon<\/strong>: 157<\/li>\n\n\n\n<li><strong>WhatsApp<\/strong>: 081-157-157-157<\/li>\n\n\n\n<li><strong>Email<\/strong>: <a href=\"mailto:satgaspasti@ojk.go.id\">satgaspasti@ojk.go.id<\/a><\/li>\n\n\n\n<li><strong>Fungsi<\/strong>: Penanganan pengaduan investasi ilegal<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Bank Indonesia<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Call Center<\/strong>: 131<\/li>\n\n\n\n<li><strong>Email<\/strong>: <a href=\"mailto:bicara@bi.go.id\">bicara@bi.go.id<\/a><\/li>\n\n\n\n<li><strong>Website<\/strong>: <a href=\"http:\/\/www.bi.go.id\">www.bi.go.id<\/a><\/li>\n\n\n\n<li><strong>Fungsi<\/strong>: Pengaduan terkait sistem pembayaran<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Kepolisian (Cyber Crime)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Website<\/strong>: patrolisiber.id<\/li>\n\n\n\n<li><strong>Email<\/strong>: <a href=\"mailto:info@cyber.polri.go.id\">info@cyber.polri.go.id<\/a><\/li>\n\n\n\n<li><strong>Fungsi<\/strong>: Pelaporan kejahatan siber termasuk penipuan crypto<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Penutup<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Beli Bitcoin dan aset crypto lainnya di tahun 2026 sudah jauh lebih aman dibandingkan beberapa tahun lalu. OJK telah menerbitkan whitelist resmi berisi 29 platform berizin yang bisa dijadikan rujukan. Kuncinya adalah selalu verifikasi legalitas platform sebelum mendaftar, terapkan prinsip 2L (Legal dan Logis), dan jangan tergiur janji keuntungan yang tidak masuk akal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Informasi dalam artikel ini bersumber dari siaran pers resmi OJK dan dapat berubah sewaktu-waktu. Untuk daftar terbaru platform berizin, selalu cek langsung di website ojk.go.id. Artikel ini bukan merupakan saran investasi\u2014keputusan investasi sepenuhnya ada di tangan pembaca. Aset crypto memiliki risiko tinggi dan nilainya bisa naik atau turun secara drastis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Semoga panduan ini membantu dalam memilih platform crypto yang aman. Jika menemukan indikasi platform ilegal, jangan ragu melaporkan ke Satgas PASTI di nomor 157 atau WhatsApp 081-157-157-157.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\">FAQ<\/h2>\n\n\n\n<div style=\"max-width: 100%; margin: 20px 0;\"> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Apa itu whitelist OJK untuk platform crypto? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Whitelist OJK adalah daftar resmi platform perdagangan aset crypto yang telah mengantongi izin atau terdaftar di OJK. Platform yang tercantum dalam whitelist berarti legal dan berada di bawah pengawasan regulator. Daftar ini diterbitkan pada 19 Desember 2025 dan diperbarui secara berkala. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Apa bedanya PAKD dan CPAKD? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> <strong>PAKD (Pedagang Aset Keuangan Digital)<\/strong> adalah platform yang sudah mengantongi izin penuh dari OJK. Sementara <strong>CPAKD (Calon Pedagang Aset Keuangan Digital)<\/strong> adalah platform yang sudah terdaftar dan dalam proses penyelesaian perizinan. Keduanya sama-sama legal dan berada dalam pengawasan OJK. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Apakah Binance, Bybit, atau OKX legal di Indonesia? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Per Januari 2026, platform crypto internasional seperti Binance, Bybit, OKX, dan sejenisnya <strong>tidak tercantum dalam whitelist OJK<\/strong>. Artinya, platform tersebut tidak berizin dan tidak berada dalam pengawasan regulator Indonesia. Bertransaksi di platform tidak berizin memiliki risiko tinggi karena tidak ada perlindungan hukum. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Bagaimana cara mengecek legalitas platform crypto? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Kunjungi website resmi OJK di <strong>ojk.go.id<\/strong> dan cari siaran pers tentang whitelist platform crypto. Cocokkan nama platform, nama entitas (PT), dan URL website dengan yang tercantum dalam daftar. Jika tidak ada dalam daftar, platform tersebut tidak berizin. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Apa sanksi untuk platform crypto tanpa izin? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Berdasarkan Pasal 304 UU P2SK, platform yang beroperasi tanpa izin dapat dikenai sanksi pidana <strong>penjara 5-10 tahun<\/strong> dan denda <strong>Rp1 miliar hingga Rp1 triliun<\/strong>. OJK berkoordinasi dengan aparat penegak hukum untuk menindak pelanggar. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Bagaimana cara melaporkan platform crypto ilegal? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Lapor ke Satgas PASTI melalui: website <strong>sipasti.ojk.go.id<\/strong>, telepon <strong>157<\/strong>, WhatsApp <strong>081-157-157-157<\/strong>, atau email <strong>satgaspasti@ojk.go.id<\/strong>. Sertakan nama platform, URL, bukti promosi, dan kronologi kejadian. <\/div> <\/details> <details style=\"background-color: #f8f9fa; border: 1px solid #ddd; border-radius: 8px; margin-bottom: 10px; padding: 0;\"> <summary style=\"background-color: #3498db; color: white; padding: 15px 20px; cursor: pointer; font-weight: bold; border-radius: 8px 8px 0 0; list-style: none;\"> Apakah dana di platform berizin dijamin aman 100%? <\/summary> <div style=\"padding: 15px 20px; line-height: 1.6;\"> Platform berizin memberikan perlindungan lebih baik karena diawasi OJK, dana nasabah terpisah di kustodian, dan ada mekanisme pengaduan. Namun, investasi crypto tetap berisiko tinggi\u2014nilainya bisa naik atau turun drastis. Tidak ada jaminan keuntungan dan investasikan hanya dana yang siap hilang. <\/div> <\/details> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ingin beli Bitcoin tapi takut tertipu platform abal-abal? Kekhawatiran ini sangat wajar. Per Januari 2026, &#8230; <a title=\"Beli Bitcoin Aman 2026: Daftar Checklist dan Platform Crypto Berizin OJK\" class=\"read-more\" href=\"https:\/\/banjoo.id\/blog\/berita-investasi\/5770\/beli-bitcoin-aman-2026-daftar-checklist-dan-platform-crypto-berizin-ojk\/\" aria-label=\"More on Beli Bitcoin Aman 2026: Daftar Checklist dan Platform Crypto Berizin OJK\">Baca Selengkapnya<\/a><\/p>\n","protected":false},"author":4,"featured_media":5771,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[545],"tags":[147],"class_list":["post-5770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-berita-investasi","tag-crypto","infinite-scroll-item"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Beli Bitcoin Aman 2026: Daftar Checklist dan Platform Crypto Berizin OJK<\/title>\n<meta name=\"description\" content=\"Platform crypto favoritmu ternyata bisa jadi ilegal tanpa kamu sadari. 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